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Totaled Car Insurance Valuation Dispute Kit

The short answer: The insurer's valuation says your totaled car was worth one number. Your comps may tell a different story. This kit gives you the step-by-step guide, the worksheets, and the letter templates to do that work with your own documents, at your own pace.

This kit is for you if

Your vehicle was declared a total loss and you have (or will soon have) a written settlement offer.
You want to check the insurer's work, the vehicle details, the comparable cars they used, the adjustments, the math, before you decide.
You're willing to gather your own evidence (photos, records, comparable listings) and put a finding in writing.

It is not for you if

You only want someone to tell you what your car was worth. This pack does not compute a target settlement number, and it can't, no responsible tool can value your car without inspecting it.
Your claim is about repairs, diminished value, or injury. Those are different fights; this pack covers total-loss valuation only.
You want legal advice or representation. PocketBack doesn't represent you; when the stakes are high, talk to a licensed attorney in your state.

What is inside

The guide (PDF, 119 pages): plain-English explanations, what to check and in what order, and where the common errors and deadlines live.
The workbook (editable DOCX): the worksheets from the guide as fillable documents, so your numbers and evidence stay organized in one place.
Letter templates (editable DOCX): written templates with bracketed prompts, grounded in what your documents actually show.

It includes a fully worked example, start to finish.

A real worksheet page from the Totaled Car Insurance Valuation Dispute Kit

A real page from inside this kit.

How you use it

Gather the document the other side gave you, plus your own records.
Work the guide in order; the early checks decide which later worksheets apply to you.
Record what you find in the workbook as you go, with dates and sources.
Use the templates to put your questions or your response in writing, and keep copies of everything you send.

Part of our Totaled cars topic hub.

One-time purchase, yours to keep$49

Get the kit on Gumroad

What this kit does not do: Educational self-help resource only. It does not evaluate your individual situation, represent you, or guarantee any outcome. It does not replace a licensed professional for your specific situation.

Not sure yet? Start with The Paperwork Audit, our free checklist. It uses the same method on six everyday documents. Or browse the Car Claims, Purchase and Repair bundle if more than one kit on your list sounds familiar.